Background and Hypotheses Banks provide a decision-rich and data-rich setting in which a couple of emerging analysis techniques – ‘decision modelling’ and using data to improve requirements – could combine to produce better quality requirements and reduce project...
Recast DGSD means significant changes for Banks already supporting the UK FSCS scheme This article is relevant to banks which are already members of the FSCS Deposit Guarantee Scheme. For information on ‘wholesale-only’ banks, many of whom were not...
Imagine not being able to make or receive payments off your account for three weeks (no benefits payment in or bill payments out). Imagine being a small business and not being able to lodge cash or cheques from your week’s takings. These were some of the problems that...
RBS has announced the sale of some 300 odd branches in the UK to the Santander Group; the Spanish banking group that has recently acquired Abbey, Alliance and Leicester and parts of Bradford and Bingley in the UK. The sale by RBS of some of its branches, customers and...
Introduction The pressure UK Banks are under increasing pressure from a range of external stakeholders to clarify the real value and nature of their assets. This pressure is a response to economic events that thrust the banking sector under the spot light. There are...
Why do Banks lend to each other ? It is a natural feature of banking that at a given moment in time some banks have lent more money to their customers than they have received from their saving customers. An example might be a credit card bank like Egg or Capital One....
