by Robert Tripp | Mar 4, 2021 | Articles, Banking Product Engines, Gateways to the Banking Industry
They go together. Central-Bank Digital currencies (CBDC) look to be an inevitability. Given that, can we at least use the UK government’s new digital identity trust framework to ensure some level of privacy. Premise one – CBDCs are inevitable The Bank for...
by Robert Tripp | Sep 1, 2015 | Articles, Banking Product Engines, General
The evolution of InterBank Markets Banks, like all businesses, exist to make money. Originally, they used to earn this money by using the interest margin between the taking in of deposits, and the lending out of cash. By taking deposits from the general public, in the...
by Robert Tripp | Oct 18, 2013 | Articles, Banking Product Engines
ICB Ring Fencing will make the UK’s ‘Big 5’ less competitive in International and Private Banking in particular and possibly all banking Introduction It is about 18 months since HBW wrote about the Independent Commission on Banking (ICB) recommendations on Ring...
by Robert Tripp | Jan 14, 2013 | Articles, Banking Product Engines, Management Information
If you have not used Prezi before, click on ‘Start Prezi’ in the embedded screen below to prepare the presentation for viewing. You can then view the presentation in ‘Fullscreen’ mode by clicking in the bottom right hand corner. You can also...
by Robert Tripp | Aug 14, 2012 | Articles, Banking Product Engines, General
Imagine not being able to make or receive payments off your account for three weeks (no benefits payment in or bill payments out). Imagine being a small business and not being able to lodge cash or cheques from your week’s takings. These were some of the problems that...
by Robert Tripp | May 5, 2012 | Articles, Banking Product Engines
Independent Banking Commission Separation In order to satisfy the Banking Commission’s spirit (as opposed to the letter of whatever the commission comes up with) there appear to be four levels of separation required. Legal Entity Separation; Operational Separation;...
