by Robert Tripp | Dec 17, 2023 | Articles, Banking Product Engines, Gateways to the Banking Industry
There is a lot to like in Joe Garner’s Future of Payments Report but one of his top recommendations, namely Open Banking (without some form of Competition and Markets Authority style compulsion) can offer competition to cards for retailers, is too optimistic....
by Robert Tripp | Mar 22, 2023 | Articles, Banking Product Engines, Gateways to the Banking Industry
The Bank of England is consulting on the design of digital pound but they are asking the wrong question: they should be asking whether the digital pound is the best answer to the challenges that motivate them; – it is not. Executive summary The Bank of England...
by Robert Tripp | Mar 4, 2021 | Articles, Banking Product Engines, Gateways to the Banking Industry
They go together. Central-Bank Digital currencies (CBDC) look to be an inevitability. Given that, can we at least use the UK government’s new digital identity trust framework to ensure some level of privacy. Premise one – CBDCs are inevitable The Bank for...
by Robert Tripp | Apr 5, 2020 | Articles, Gateways to the Banking Industry
This paper is the executive summary of a response to the March 2020 discussion paper from the Bank of England[1] on a possible approach to the introduction of a Central Bank Digital Currency (CBDC). It is not sponsored by anybody; it is purely a personal opinion and...
by Robert Tripp | Aug 30, 2019 | Articles
In the accompanying article “Banking Operations Strategies and Technologies – 15 Years on” we reviewed how our last guess at how these subjects evolved versus the predictions at the time. We got enough things right to provoke us into having another go. We have...
