by Robert Tripp | Jun 27, 2003 | Articles, Customer Relationship Management, Management Information
A hypothetical UK Clearing bank might have the following grossly simplified balance sheet and annual earnings figure. In the Quantitative Impact Study (3), the Basel Committee found that the average minimum capital requirement for EU big banks changed by Standardised...
by Robert Tripp | Jun 27, 2003 | Articles, Customer Relationship Management, Management Information
This section describes the nature of Basel 2, written for banking operations managers and IT strategy folk. The reader does not have to be a qualified banker nor an accountant but it does assume some familiarity with the basis of a bank’s balance sheet. It is divided...
by Robert Tripp | Jun 25, 2003 | Articles, Banking Product Engines, Management Information
Basel II embodies several important new ideas but arguably the most important aspect of it is that it represents a wake up call to the banking industry to take operational risk more seriously. In this report we look at those aspects of Basel II that relate to...
