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Appendix to the Credit Crunch article

Appendix to the Credit Crunch article

by Robert Tripp | Jul 21, 2008 | Articles, Banking Product Engines, Customer Relationship Management, General

Why do Banks lend to each other ? It is a natural feature of banking that at a given moment in time some banks have lent more money to their customers than they have received from their saving customers. An example might be a credit card bank like Egg or Capital One....
Appendix to the Credit Crunch article

The Credit Crunch – so what for IT and Operations?

by Robert Tripp | Jul 20, 2008 | Articles, Banking Product Engines, Customer Relationship Management, General

What has happened in the last six months? As discussed in the following article, Banks lend to one another to address imbalances in their loans and deposit bases. However, there is no obligation on a bank with surplus cash to lend to another bank; they just do it...

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