by Robert Tripp | Dec 17, 2023 | Articles, Banking Product Engines, Gateways to the Banking Industry
There is a lot to like in Joe Garner’s Future of Payments Report but one of his top recommendations, namely Open Banking (without some form of Competition and Markets Authority style compulsion) can offer competition to cards for retailers, is too optimistic....
by Robert Tripp | Mar 22, 2023 | Articles, Banking Product Engines, Gateways to the Banking Industry
The Bank of England is consulting on the design of digital pound but they are asking the wrong question: they should be asking whether the digital pound is the best answer to the challenges that motivate them; – it is not. Executive summary The Bank of England...
by Robert Tripp | Mar 4, 2021 | Articles, Banking Product Engines, Gateways to the Banking Industry
They go together. Central-Bank Digital currencies (CBDC) look to be an inevitability. Given that, can we at least use the UK government’s new digital identity trust framework to ensure some level of privacy. Premise one – CBDCs are inevitable The Bank for...
by Robert Tripp | Apr 5, 2020 | Articles, Gateways to the Banking Industry
This paper is the executive summary of a response to the March 2020 discussion paper from the Bank of England[1] on a possible approach to the introduction of a Central Bank Digital Currency (CBDC). It is not sponsored by anybody; it is purely a personal opinion and...
by Robert Tripp | Nov 24, 2018 | Articles, Channels, Gateways to the Banking Industry
The Problem Authorised push payment fraud is when a fraudster tricks an individual or business into sending them an electronic payment. This is usually done by using social engineering techniques and may also involve gaining access into an individual’s email and then...
by Robert Tripp | Sep 6, 2018 | Articles, Gateways to the Banking Industry, General
There is no peace for the wicked! Much as big UK banks would like to focus on digital transformation and customers, products and services, the icy hand of past failings will continue to use a large proportion of the IT, Operations and change resources for the next few...
