by Robert Tripp | Jul 21, 2008 | Articles, Banking Product Engines, Customer Relationship Management, General
Why do Banks lend to each other ? It is a natural feature of banking that at a given moment in time some banks have lent more money to their customers than they have received from their saving customers. An example might be a credit card bank like Egg or Capital One....
by Robert Tripp | Jul 20, 2008 | Articles, Banking Product Engines, Customer Relationship Management, General
What has happened in the last six months? As discussed in the following article, Banks lend to one another to address imbalances in their loans and deposit bases. However, there is no obligation on a bank with surplus cash to lend to another bank; they just do it...
by Robert Tripp | Dec 21, 2007 | Articles, Banking Product Engines
How does an Investment Bank work? This article describes at a high level how an Investment bank works from a systems and operations point of view. It is by necessity a simplification of reality but conveys the essence of the game. We break the article down into two...
by Robert Tripp | Dec 21, 2007 | Articles, Banking Product Engines, General
Introduction The ABN Amro takeover by the consortium of banks consisting of Royal Bank of Scotland (RBS); Fortis and Santander has resulted in four projects. The Fortis and Santander Integration projects can be very loosely called “Retail”...
by Robert Tripp | Jan 22, 2007 | Articles, Banking Product Engines, Gateways to the Banking Industry
This article was correct up to the end of 2019. A new process described in (Post 2019 Agency Bank Cheque Clearing) was introduced in 2018 and has been placed in parallel with the process described here. After 2019, only the new process will be in place. The...
by Robert Tripp | Jan 22, 2007 | Articles, Banking Product Engines, Gateways to the Banking Industry
This article was correct up to the end of 2019. A new process described in (Post 2019 UK Cheque Clearing Process) was introduced in 2018 and has been placed in parallel with the process described here. After 2019, only the new process will be in place. The UK...
