by Robert Tripp | May 5, 2012 | Articles, Banking Product Engines
Independent Banking Commission Separation In order to satisfy the Banking Commission’s spirit (as opposed to the letter of whatever the commission comes up with) there appear to be four levels of separation required. Legal Entity Separation; Operational Separation;...
by Robert Tripp | May 4, 2012 | Articles, Banking Product Engines
How are Retail and Investment Banking connected and how did this come about (Bank Group Treasury)? Money Markets Let us consider the simplest retail bank imaginable, a small credit union or building society (a savings and loans bank in international banking jargon)....
by Robert Tripp | Aug 15, 2010 | Articles, Banking Product Engines, Channels, Customer Relationship Management, General
RBS has announced the sale of some 300 odd branches in the UK to the Santander Group; the Spanish banking group that has recently acquired Abbey, Alliance and Leicester and parts of Bradford and Bingley in the UK. The sale by RBS of some of its branches, customers and...
by Robert Tripp | Nov 15, 2009 | Articles, Banking Product Engines, General, Management Information
Introduction The pressure UK Banks are under increasing pressure from a range of external stakeholders to clarify the real value and nature of their assets. This pressure is a response to economic events that thrust the banking sector under the spot light. There are...
by Robert Tripp | Jul 21, 2008 | Articles, Banking Product Engines, Customer Relationship Management, General
Why do Banks lend to each other ? It is a natural feature of banking that at a given moment in time some banks have lent more money to their customers than they have received from their saving customers. An example might be a credit card bank like Egg or Capital One....
by Robert Tripp | Jul 20, 2008 | Articles, Banking Product Engines, Customer Relationship Management, General
What has happened in the last six months? As discussed in the following article, Banks lend to one another to address imbalances in their loans and deposit bases. However, there is no obligation on a bank with surplus cash to lend to another bank; they just do it...
