by Robert Tripp | Jul 3, 2019 | Articles
In 2018 the UK developed a new way of handling cheques based on cheque image processing. This change has been called ICS (Image Clearing Systems) and previously FCM (Future Clearing Model). Whatever it is called, from end 2019 it will be the way cheques are cleared...
by Robert Tripp | Jul 3, 2019 | Articles
This article is an extension of the article (Post 2019 UK Cheque Clearing Process) which explains how cheque clearing works in the UK from the end of 2019. It expands description in the other article by exploring how small Banks and Building Societies participate in...
by Nidhi Sarin & Mehmet Arslan | May 24, 2019 | Articles
Author: Nidhi Sarin, Linkedin Profile Author: Mehmet Arslan, Linkedin Profile Intro: A vital cog of larger corporations, which the average person may not even be aware is part of a company, is the treasury management department. Those involved with treasury...
by Nidhi Sarin & Mehmet Arslan | May 24, 2019 | Articles
Author: Nidhi Sarin, Linkedin Profile Author: Mehmet Arslan, Linkedin Profile Treasury Management Systems One question which is yet to be answered by the previous article, is what tool does treasury use, which allows them to effectively execute their roles? The...
by Robert Tripp | Mar 16, 2019 | Articles
PSD2 went live last year with much fanfare but little noticeable change. It is worth remembering the Silicon Valley adage “People overestimate the change over 2 years and underestimate the change over 10 years”. We at HBW believe Open Banking and PSD2 API’s will...
by Robert Tripp | Mar 16, 2019 | Articles
OverviewThink of API’s as;Doorways where what goes in and out of the ‘doorway’ is very, very predictable and widely publicised, andDoorways which are open to anyone with the right key, andWhich come in “pairs” like doors at either end of a windowless corridor.In the...
