POST 2019 AGENCY BANK CHEQUE CLEARING

POST 2019 AGENCY BANK CHEQUE CLEARING

This article is an extension of the article (Post 2019 UK Cheque Clearing Process) which explains how cheque clearing works in the UK from the end of 2019.  It expands description in the other article by exploring how small Banks and Building Societies participate in...
PSD2 and Open Banking – Retailers to win vs Banks!

PSD2 and Open Banking – Retailers to win vs Banks!

PSD2 went live last year with much fanfare but little noticeable change.  It is worth remembering the Silicon Valley adage “People overestimate the change over 2 years and underestimate the change over 10 years”.  We at HBW believe Open Banking and PSD2 API’s will...
APIs – An introduction for non-technologists

APIs – An introduction for non-technologists

OverviewThink of API’s as;Doorways where what goes in and out of the ‘doorway’ is very, very predictable and widely publicised, andDoorways which are open to anyone with the right key, andWhich come in “pairs” like doors at either end of a windowless corridor.In the...