OverviewThink of API’s as;Doorways where what goes in and out of the ‘doorway’ is very, very predictable and widely publicised, andDoorways which are open to anyone with the right key, andWhich come in “pairs” like doors at either end of a windowless corridor.In the...
The Problem Authorised push payment fraud is when a fraudster tricks an individual or business into sending them an electronic payment. This is usually done by using social engineering techniques and may also involve gaining access into an individual’s email and then...
There is no peace for the wicked! Much as big UK banks would like to focus on digital transformation and customers, products and services, the icy hand of past failings will continue to use a large proportion of the IT, Operations and change resources for the next few...
GDPR is a sprawling regulation. Firstly, this article classifies the requirements into the various governance, legal and process changes needed. Very few companies in the UK of any size will be fully GDPR compliant by May 2018 but they can all be on a meaningful...
The evolution of InterBank Markets Banks, like all businesses, exist to make money. Originally, they used to earn this money by using the interest margin between the taking in of deposits, and the lending out of cash. By taking deposits from the general public, in the...