by Robert Tripp | Sep 1, 2015 | Articles, Banking Product Engines, General
The evolution of InterBank Markets Banks, like all businesses, exist to make money. Originally, they used to earn this money by using the interest margin between the taking in of deposits, and the lending out of cash. By taking deposits from the general public, in the...
by Robert Tripp | Oct 16, 2014 | Articles, Management Information
The success of a bank lies in the management and interplay between a number of important banking concepts. These concepts are manifested in the nature of a bank’s lending and borrowing habits, the quality of investments made by the bank and the conflict that exists...
by Robert Tripp | Apr 17, 2014 | Articles, Channels
In early March 2014, the UK Government proudly announced proposals to improve paper cheques as a payment instrument. A few years ago, the banks tried to kill off cheques and (rightly) were told off, but now, just when plausible alternatives are starting to emerge,...
by Robert Tripp | Jan 17, 2014 | Articles
Executive summary There is quite a bit of talk in government and the banking industry about increasing competition. One of the concerns is that customers find the process of switching between banks laborious and a barrier to moving, allowing banks to use inertia...
by Robert Tripp | Oct 18, 2013 | Articles, Banking Product Engines
ICB Ring Fencing will make the UK’s ‘Big 5’ less competitive in International and Private Banking in particular and possibly all banking Introduction It is about 18 months since HBW wrote about the Independent Commission on Banking (ICB) recommendations on Ring...
