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An innovative resource for the UK Financial Services sector

Why are the Application Development departments of big banks so unproductive and what can business managers do about it?

Posted by on Jul 26, 2004 in Articles, Management Information | 0 comments

This report considers the unproductivity of the Applications Development departments of big banks and suggests how this can be overcome.

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Risk Assessment and IT Investment

Posted by on Jan 26, 2004 in Articles, Management Information | 0 comments

This report highlights an alternative way of considering how the IT Investment Budget is allocated.

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Quantitative Example

Posted by on Jun 27, 2003 in Articles, Customer Relationship Management, Management Information | 0 comments

This report gives a summary of Basel II and describes the regulatory imperatives for better MI on Risk.

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What is Basel II?

Posted by on Jun 27, 2003 in Articles, Customer Relationship Management, Management Information | 0 comments

This report gives a summary of Basel II and describes the regulatory imperatives for better MI on Risk.

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MI Systems Architecture Implications of Basel II and IAS 39

Posted by on Jun 26, 2003 in Articles, Customer Relationship Management, Management Information | 0 comments

This report describes the current MI systems of UK Clearing Banks and relates the requirements of Basel II and IAS 39 to the gaps in these systems.

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Basel Operational Risk Implications

Posted by on Jun 25, 2003 in Articles, Banking Product Engines, Management Information | 0 comments

Basel II embodies several important new ideas but arguably the most important aspect of it is that it represents a wake up call to the banking industry to take operational risk more seriously. In this report we look at those aspects of Basel II that relate to Operational Risk. A good introduction to this is the Basel Committee’s paper “Sound Practices for the Management and Supervision of Operational Risk” Firstly it requires there to be an executive responsible for Operational Risk who Is not part of the audit function Is free from conflict of interest between business and operational risk In short this person looks a lot like the head of credit risk, and we know how important this person is in a bank. Secondly, Basel II requires banks to set aside capital for operational risk, actually rather a lot...

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